Joint option 26(6) of EPF Scheme 1952 | Click Here |
Joint option 26(6) of EPF Scheme 1952 | Click Here |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | ATM Charges | Annual ATM card charges ->1st year free ->2nd year – Rs.100/- | Same Charges |
2 | ATM Financial Txn | ATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.24/- per transaction | Same Charges |
3 | ATM Non-Financial Txn | ATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transaction | Same Charges |
4 | New ATM card issue charges | 1st ATM card is free | Same Charges |
5 | For reissue of ATM card – Rs.200/- | Same Charges | |
6 | SMS Charges | Rs. 15/- per Quarter | Same Charges |
7 | RTGS/NEFT charges | ||
upto Rs 10000/- | Rs. 2.50/- | ||
10000/- to 100000/- | Rs. 5/- | ||
100000/- to 200000/- | Rs. 15/- | ||
200000/- to 500000/- | Rs. 25/- | ||
Above 5 Lacs | Rs. 50/- |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Bank Guarantee against deposit | Minimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guarantee | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Interest certificate/ Balance certificate | -First copy in a FY- Free-Subsequent copy- Rs.100/-per copy | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Photo attestation charges | Rs.50/- for Saving AccountsRs.100/- for Current Accounts | No charges |
2 | Signatures verification charges | Rs.50/- for Saving AccountsRs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purpose | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Account closer charges | – upto 1 year account Rs 500/- and above 1 year Account Rs 250/-(For SB Accounts) -Current Account- Rs 500/–No charges for deceased cases | No charges |
2 | Closing of RD A/c before maturity | Rs.100/-On account of death of customer no charges should be levied. | Same Charges |
3 | Penalty for late payment of RD installment | Penalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-) | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Cash deposit in Current Account (except Govt./Coop. Institutions.) | No charges | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers. | -upto Rs 20000/- – No charges -Rs 20001 to Rs 50000/- – Rs 50 -Maximum limit is Rs 50000/- | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Charges for excess debit entries in SB Account | After 30 Manual Debit entries per half year, Rs.5/- per entryshould be debited by system, | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Cheque Book charges Saving Bank A/c | One cheque book containing 20 leaves free per half year Rs.2.50/- per leaf for extra cheque. | Same charges |
2 | Cheque Book chargesCurrent A/c | No free cheque book is to be issued. Rs.3.00/- per leaf for each cheque. | Same charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Maintenanceof Minimum BalanceSaving Bank Deposits | -The Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:-Rs.100/- per month, will be debited every month.-No charges for Senior Citizens, pension accounts,salary accounts and Ex staff accounts | No charges |
2 | Maintenanceof Minimum Balance Current Account | -Min. balance Rs.5000/- is to be maintained.-Rs.300/- per month, will be debited every month for non-maintenance ofminimum balance. | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Statement of account All types of accounts. | -One statement for current month is free.-Rs.50/- per statement for other months upto 1 year old entry.-Rs.100/- per statement for prior to 1 year. | No charges |
2 | Duplicate Pass Book | -First Pass-Book free.-Additional passbooks on completion of previous passbook is also free.-Rs.100/- for issuing duplicate passbook on request | Same charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) |
---|---|---|
1 | SAFE CUSTODY CHARGES | Not Applicable |
2 | LOCKER RENT | Locker 900/- p.a. |
No Lien | ||
Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges of Rs.100/- per Quarter or part thereof: | ||
* Any default will atract penalty charges for a full quarter. | ||
*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due. No concession for Staff members for penalties in respect of Locker rent in default. |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | STANDING INSTRUCTIONS | -No charge for Registration. Rs 50/- per transaction involving credit to account in another branch or state, remittance charges at the prescribed rate and actual postage shall be rcoveredadditional, charges to be levied on the account from which the amount is transferred -Rs 10/- for SI of transfer under same customer id | No charges |
2 | STOP PAYMENT INSTRUCTIONAll types of accounts | Per instrument Rs. 100/- and Rs 50/- for additional each instrument in a single instance | Same Charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Issuance of Banker cheque/ Pay order/DD | -Rs 50/- (upto Rs 10000/-) -Rs 50/- + Rs 3/-per thousand for Amount above Rs 10000/- (Above Rs 10000/-) and Maximum charges can be Rs.10000/- -If customer maintains a Minimum Balance of Rs 30000/- or above in Saving Bank Account throughout the previous month, then in the subsequent month, the Account holder is entitled to one draft/ pay order for maximum of Rs. 10000/- from the account free of cost. If customer maintains a Minimum Balance of Rs 100000/- or above in Current Account throughout the previous month, then in the subsequent month, the Account holder is entitled to one draft/ pay order for maximum of Rs. 25000/- from the account free of cost. | Every Staff Member is entitled for one free draft/ payorder of any amount in a month |
2 | Issuance of Duplicate Banker’s cheques/DDs | Rs.100/- | No charges |
3 | Revalidation/Cancellation Of Pay order/DDs | Rs.50/- per instrument | No charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | ECS outward and inward clearing return | Rs.100/- per instrument | Same charges |
Sr No. | Detail of Services | Applicable Charges (For Customers) | Applicable Charges {For Bank Staff (Including Retired)} |
---|---|---|---|
1 | Collection of Outstation Cheques | -Up to Rs. 5000/- Rs 25/- per instrument-From Rs 5001/- to Rs 10000/- Rs.50/- per instrument-From Rs10001/- to Rs 100000/ – Rs 100/- per instrument-Above Rs100000/- Rs150/- per instrument (all to be inclusive maximum amount chargeable by banks + service tax as applicable) | |
2 | Collection of Bills | -Up to Rs. 10000 – Rs. 50/- plus Postal charges-Rs. 10001 and above – Rs.6/- per thousand or part thereof + Postal Charges Min 100/- and Max. 12000/- -No collection charges to be levied for collection of local cheques/drafts. However, out of pocket expenses be recovered in full. -Collection charges in cases of outstation cheques/bills should be levied on the gross amount of instrument. -Further, No charges to be taken from Senior Citizens/pensioners for collection of pension up to Rs 10000/- |