cropped-logo-300x300

The Fatehgarh Sahib Central Cooperative Bank Ltd.

Anywhere Banking

Any Branch Banking facility is provided to customers to operate their account from any of our networked branches. All adult individual customers and proprietary concerns having an Savings/Current/Cash Credit/Overdraft accounts etc. are eligible for any branch banking Facility.

Note: The branch where customer has account is the base branch and the branch from where it carries out transactions is referred as the remote branches. Any Branch Banking facility is available in all branches of The Fatehgarh Sahib Central Cooperative Bank Ltd.

 

Facilities

  • Cash Withdrawal: You could withdraw cash from your account from any of our branches by presenting a self-drawn cheque as and when required. The maximum amount of cash that can be withdrawn from any of our other Bank branch on a particular day is Rs. 50,000/- for deposit accounts.
  • Cash Deposit: You or your representative can deposit cash in your Account from any of our Branch. This facility is available for Savings, Current, Cash Credit, Overdraft, Recurring Deposit (Instalment) and payment of Loan Instalment.
  • Fund Transfers: You could transfer funds between your accounts or between your account and any third party account maintained at different branches of our bank.
  • Deposit of Local Cheques: You can deposit local cheques at remote branches for crediting the proceeds after realization to your account maintained at base branches.
  • Repayment to Loan accounts: Now you can make repayments to your loans such as Home Loan, Vehicle Loan, etc. held with your branch through any of the Bank Branches by Cash/Local cheque.
  • Balance Enquiry/Statement Printing: You can enquire about the Balance and request for Statement of your Account from any Branch.

SERVICES

RATES & CHARGES

IMPORTANT LINKS

More Information

DICGC
QrCode-DICGC
COPYRIGHT 2022| The Fatehgarh Sahib Central Cooperative Bank Ltd
012724

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.24/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT charges
upto Rs 10000/-Rs. 2.50/-
10000/- to 100000/-Rs. 5/-
100000/- to 200000/-Rs. 15/-
200000/- to 500000/-Rs. 25/-
Above 5 LacsRs. 50/-

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Bank Guarantee against depositMinimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guaranteeSame Charges

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Interest certificate/ Balance certificate-First copy in a FY- Free-Subsequent copy- Rs.100/-per copyNo charges

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Photo attestation chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsNo charges
2Signatures verification chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purposeNo charges

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Account closer charges– upto 1 year account Rs 500/- and above 1 year Account Rs 250/-(For SB Accounts) -Current Account- Rs 500/–No charges for deceased casesNo charges
2Closing of RD A/c before maturityRs.100/-On account of death of customer no charges should be levied.Same Charges
3Penalty for late payment of RD installmentPenalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)Same Charges

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cash deposit in Current Account (except Govt./Coop. Institutions.)No chargesNo charges

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.-upto Rs 20000/- – No charges -Rs 20001 to Rs 50000/- – Rs 50 -Maximum limit is Rs 50000/-No charges

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Charges for excess debit entries in SB AccountAfter 30 Manual Debit entries per half year, Rs.5/- per entryshould be debited by system,No charges

Saving/Current Account->Cheque Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cheque Book charges Saving Bank A/cOne cheque book containing 20 leaves free per half year Rs.2.50/- per leaf for extra cheque.Same charges
2Cheque Book chargesCurrent A/cNo free cheque book is to be issued. Rs.3.00/- per leaf for each cheque.Same charges

Saving/Current Account->Minimum Balance Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Maintenanceof Minimum BalanceSaving Bank Deposits-The Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:-Rs.100/- per month, will be debited every month.-No charges for Senior Citizens, pension accounts,salary accounts and Ex staff accountsNo charges
2Maintenanceof Minimum Balance Current Account-Min. balance Rs.5000/- is to be maintained.-Rs.300/- per month, will be debited every month for non-maintenance ofminimum balance.No charges

Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Statement of account All types of accounts.-One statement for current month is free.-Rs.50/- per statement for other months upto 1 year old entry.-Rs.100/- per statement for prior to 1 year.No charges
2Duplicate Pass Book-First Pass-Book free.-Additional passbooks on completion of previous passbook is also free.-Rs.100/- for issuing duplicate passbook on requestSame charges

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)
1SAFE CUSTODY CHARGESNot Applicable
2LOCKER RENTLocker 900/- p.a.
No Lien
Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges of Rs.100/- per Quarter or part thereof:
* Any default will atract penalty charges for a full quarter.
*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due. No concession for Staff members for penalties in respect of Locker rent in default.

Standing Instructions and STOP Payment Instructions

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1STANDING INSTRUCTIONS-No charge for Registration. Rs 50/- per transaction involving credit to account in another branch or state, remittance charges at the prescribed rate and actual postage shall be rcoveredadditional, charges to be levied on the account from which the amount is transferred -Rs 10/- for SI of transfer under same customer idNo charges
2STOP PAYMENT INSTRUCTIONAll types of accountsPer instrument Rs. 100/- and Rs 50/- for additional each instrument in a single instance Same Charges

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Issuance of Banker cheque/ Pay order/DD-Rs 50/- (upto Rs 10000/-) -Rs 50/- + Rs 3/-per thousand for Amount above Rs 10000/- (Above Rs 10000/-) and Maximum charges can be Rs.10000/- -If customer maintains a Minimum Balance of Rs 30000/- or above in Saving Bank Account throughout the previous month, then in the subsequent month, the Account holder is entitled to one draft/ pay order for maximum of Rs. 10000/- from the account free of cost. If customer maintains a Minimum Balance of Rs 100000/- or above in Current Account throughout the previous month, then in the subsequent month, the Account holder is entitled to one draft/ pay order for maximum of Rs. 25000/- from the account free of cost.Every Staff Member is entitled for one free draft/ payorder of any amount in a month
2Issuance of Duplicate Banker’s cheques/DDsRs.100/-No charges
3Revalidation/Cancellation Of Pay order/DDsRs.50/- per instrumentNo charges

Cheques/ECS- Outward Inward

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ECS outward and inward clearing returnRs.100/- per instrumentSame charges

Collection of Outstation Cheques/Bills

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Collection of Outstation Cheques-Up to Rs. 5000/- Rs 25/- per instrument-From Rs 5001/- to Rs 10000/- Rs.50/- per instrument-From Rs10001/- to Rs 100000/ – Rs 100/- per instrument-Above Rs100000/- Rs150/- per instrument (all to be inclusive maximum amount chargeable by banks + service tax as applicable)
2Collection of Bills-Up to Rs. 10000 – Rs. 50/- plus Postal charges-Rs. 10001 and above – Rs.6/- per thousand or part thereof + Postal Charges Min 100/- and Max. 12000/- -No collection charges to be levied for collection of local cheques/drafts. However, out of pocket expenses be recovered in full. -Collection charges in cases of outstation cheques/bills should be levied on the gross amount of instrument. -Further, No charges to be taken from Senior Citizens/pensioners for collection of pension up to Rs 10000/-
Skip to content